What we do:

Our firm focuses only on U.S. and Canadian taxes for individuals living in Canada.

We know how the two countries tax systems work together and where they don’t.  We advise, prepare and help file all tax returns and forms for individuals for both countries.

We put numbers in boxes, fill out forms and make sure no filing deadlines are missed so you can sleep at night knowing your cross-border tax needs are being taken care of.

We are a phone call, email or cup of coffee away when you have a cross-border tax question or any old tax question.

We keep current on tax laws in both Canada and the U.S., such that we can keep you up to date on anything that is important to your needs.

We give you the chance to get involved in how your returns are prepared, discussing options and risks with practicality in mind.

We get to know you so that we can be proactive with our tax advice (and because putting numbers into boxes is only fun when you know who you are doing it for).

We return phone calls, answer emails and keep you up to date on the status of your returns because we know your time is important.

We are happy to quote a fee before preparation of a tax return so you know what you will pay.  Advice seperate from preparing your taxes will be billed based on time spent.

Who we help:

U.S. citizens living in Canada

Whether you have never filed yet or file regularly, whether you need your Canadian tax return prepared too or if you already have a Canadian tax accountant, we can help.  Examples:

Annual 1040 & T1 Compliance

Annual FBAR/T1135 filing

‘Catch Up’ Streamlined Procedure Submissions

Prior Year Amendments

Non-U.S. Citizens working or investing in the U.S.

You might live in Canada but work in the U.S. or perhaps you have a rental property in U.S.  Whatever the situation, if you have income generated in the U.S. and you need advice on your U.S. tax filing obligations or need help with filing your U.S. tax return, we can help. Common filings include:

Form 1040NR Tax Returns

State Tax Returns

Form 8840 Filing

Relocating to or from U.S. and Canada

A cross-border move can be overwhelming (I have been there!).  Let us unscramble the tax part.  We offer consultations before or after the move and are happy to help with the ‘transition’ year of your tax returns even if you are okay on your own after that.

Who we are:

Heather Sanders, CPA, CAHeather Sanders, CPA, CA

Born and raised in Ontario, Heather moved west to attend UBC in Vancouver.  She obtained her Bachelor of Commerce with Honours and spent her first five professional working years in Vancouver.  While earning her Chartered Accountant designation, she quickly specialized in cross-border tax at a large National Accounting firm and loved the complexity in the area but also the personal interactions with clients.  After getting married, she and her husband jet-setted off to London England for a two-year hiatus where she personally experienced being an expat and learning about foreign taxes.

Kelowna has been home for the last ten years, and U.S and cross-border tax for individuals has been her focus since moving here. Working at a mid-sized national firm, Heather ran the U.S. tax practice for the firm helping offices in five different cities with their clients, while building a client base of her own.  Heather has enjoyed working with clients from coast to coast in Canada and is excited that most of her clients will continue working with her at Tax Junction.

When she is not in the office, Heather is probably either chasing after her three young kids, sneaking away for a golf day with her hubby, escaping for a fitness class or up at Big White enjoying some family snow time (….or let’s be honest, likely doing laundry and cleaning up the toy room!).

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 Libby Matthew, CPA, CA

Growing up in Ontario as the second of four sisters, Libby knew she was meant to live in B.C. after her first visit out west. After obtaining her Bachelor of Science degree from Carleton University, she moved to the Okanagan and completed her Chartered Accounting designation and the CICA In-depth Tax Program. For ten years, Libby worked at a mid-sized National firm, starting as an accounting student and later specializing in tax.  It was there that she first delved into U.S. and cross-border tax.
Libby enjoys the challenge of working with two different sets of tax laws and navigating clients through both systems.  She enjoys working directly with clients but is also enjoying working ‘in the background’ and helping Heather with most of the behind the scene work.  This allows Libby to work a flexible schedule and spend more time with her daughter.  Libby is the main contact at Tax Junction for Canadians renting or selling US real property or for non-Canadians who are renting or selling Canadian property.   Both can be quite tricky for clients to work out on their own and Libby is happy to help simplify the process.
Libby works remotely for Tax Junction.  She lives in Port Coquitlam with her husband and young daughter.  When she is not working, Libby prefers to be spending time outdoors, exploring B.C. wine and planning her next family travel adventure.

 Wendy Lee - Tax JunctionWendy Lee

Wendy assists in the facilitation and execution of administrative responsibilities throughout Tax Junction.  She strives to provide the best customer service  experience for the firms clients.

Prior to joining Tax Junction, Wendy worked for several years in the financial planning and insurance industry.  As the office administrator for a busy firm she worked with both financial advisors and  clients to make sure all clients needs were met.

Wendy grew up in Calgary, Alberta and  attended the University of Calgary earning her  B. A. in English.    After spending many years in Ontario she has recently moved with her family to Kelowna.  Wendy and her husband Ryan have three daughters and they are enjoying  every minute of living in the beautiful Okanagan.